Volim Money
All your money,
one private place.
Budgets, spending and net worth in a real Mac app, with your data on your Mac and in your own iCloud. Free to start.
New Planned Mac and iPhone Planned. Not available to download yet. Included with Volim Books Pro as a bonus, and with the Productivity suite and Ultimate.
- Checking$4,820
- Savings$12,400
- Cash$240
- Car$9,800
- Credit card−$1,310
- Car loan−$6,100
Left to spend this month$412
$1,538 spent of $1,950Your money lives in a bank app, a card app, a spreadsheet and a shoebox of receipts. Volim Money brings it into one calm place on your Mac. Then the plan, the subscriptions and your net worth fill in.
How it works
From scattered accounts
to one clear picture.
Nine short scenes, all about one sample household. Each says whether it is Free or Pro, and which parts come after the first release. The app itself is still being planned.
Step 1 · Import your history
Years of history,
in minutes.
Free
Import bank files (CSV, OFX, QFX or QIF) or an export from another finance app. Match the columns once, and lines you already have are skipped as duplicates.
- Free, and as much as you like
- Ready-made importers for exports from other finance apps
- Everything is read on your Mac
- CSVchecking-2025.csv
- FILEExport from another app
- Posted→Date
- Description→Payee
- Amount→Amount
2 duplicates skipped
Step 2 · Add accounts by hand
Everything a bank
can’t see.
Free
Cash in a drawer, a car, a loan, a property: type in a balance and keep it up to date. Accounts and transactions are unlimited, and free.
- Checking, savings, cards, loans and cash
- Investment balances, property and other assets
- Unlimited accounts and transactions
+ Add account
- CheckingChecking$4,820
- SavingsSavings$12,400
- CardCredit card−$1,310
- CashCash wallet$240
- AssetCar$9,800
- LoanCar loan−$6,100
Step 3 · Connect your bank
New lines arrive
on their own.
ProUS first
With Pro, connect your bank and card accounts and new transactions show up without typing. Volim only reads them. It never moves your money.
- A Pro feature, planned for the US first
- The sync provider isn’t chosen yet, so we won’t promise a list of banks
- If sync pauses, everything else keeps working
- Paycheck+$3,200.00New
- Rent−$1,450.00New
- Sample Market−$96.30New
- Sample Stream−$17.99New
- Sample Cafe−$5.75New
If sync ever pauses, your data is safe and everything still opens.
Step 4 · Sort every line
Each one lands
in a category.
Free: rulesPro: AI suggestions
A rule such as “Sample Cafe is Coffee” is free. With Pro, AI can suggest a category for lines no rule covers, and it learns from your corrections. You stay in charge.
- Categories and rules are free
- AI suggestions are Pro, and optional
- AI runs on your Mac or through your own AI provider. Without it, your rules still work
- PaycheckYour rule+$3,200.00Needs a categoryIncome
- RentYour rule−$1,450.00Needs a categoryHousing
- Sample MarketAI suggestion · Pro−$96.30Needs a category✦ Groceries? AcceptGroceries
- Sample StreamYour rule−$17.99Needs a categorySubscriptions
- Sample CafeYour rule−$5.75Needs a categoryCoffee
Step 5 · Make a plan
Pick the plan
that fits you.
Free
Start with a spending plan: income, minus bills and savings, leaves what is left to spend. Or set a budget for each category, and let what you don’t spend roll over.
- Two budgeting styles, free
- Rollover on category budgets
- Multiple budgets are part of Pro
- Spending plan
- Income$5,200
- − Bills$2,650
- − Savings$600
- = Left to spend$1,950
- Category budgets
- Groceries$88 left
- Eating out$16 left
- Fun$60 left
- Groceries includes $40 rolled over from October.
Step 6 · Subscriptions and bills
See what repeats,
and what rose.
Pro
Volim finds charges that repeat, puts them on a calendar and flags a price that went up, so a creeping subscription doesn’t go unnoticed.
- Recurring charges and subscriptions, found for you
- Upcoming bills on a calendar
- A warning when a price goes up
- SSSample StreamNov 3 · monthly$17.99↑ was $15.99
- SMSample MusicNov 12 · monthly$10.99
- SCSample CloudNov 21 · monthly$2.99
Step 7 · Net worth and cash flow
One number,
over time.
Free: the basics
Add up what you own, take away what you owe, and watch it move month by month. Basic cash flow sets what came in against what went out.
- Assets and debts in one total
- Income against spending, by month
- Free. Full reports and a year in review are Pro
- Assets$27,260
- Debts$7,410
- Income$5,200
- Spending$4,188
Step 8 · Together with your partner
One household.
Some things just yours.
ProAfter the first release
Share a household’s accounts and budgets with a partner through iCloud, and keep private accounts private. Mark transactions mine, yours or ours.
- Shared through your own iCloud
- Private accounts stay hidden from your partner
- Planned for after the first release
- OursJoint checking
- MineMaya’s card
Sample Market−$96.30MineOurs
- OursJoint checking
- MineSam’s savings
Sample Market−$96.30Ours
Step 9 · Ask your money
Ask in plain words.
Get your own numbers.
ProAfter the first release
Type a question and get an answer worked out from your own transactions, with the source shown. It describes your data. It doesn’t recommend products or investments.
- Answers come only from your data
- Optional, and runs on your Mac or through your own AI provider
- Planned for after the first release
How much did we spend on groceries this year?
You spent $4,812.60 on groceries from Jan 1 to Nov 15.
Added up from 148 transactions in Groceries. Your data, read on your Mac.
Describes your own data. Not financial advice.
And the rest
Built like a Mac app.
Planned in the open.
Every card says where it stands. “Later” means after the first release, with no date yet.
- Free
Transactions that keep up
Search, filters, splits, notes, tags and receipts attached to the payment. Duplicates are caught when imports and bank sync overlap.
- Pro
Menu bar summary
See “$412 left to spend this month” without opening the app.
- First release
Made for the Mac
Keyboard navigation, multiple windows, Spotlight search for transactions and widgets.
- First release
Optional lock
Ask for Touch ID or your password to open your finances.
- Free · Pro: full reports
Reports and export
Spending by category, merchant and tag, and income. Pro adds full reports, a year in review and PDF. Export everything to CSV, always.
- Pro · after the first release
Goals
Saving goals with progress, for an emergency fund, a trip or a down payment.
- Pro · after the first release
Investments
Holdings and performance, from sync or import. A view of what you have, not trading and not advice.
- Free for subscribers
iPhone companion
Quick-add a purchase, check what is left to spend, review new transactions and snap a receipt. Home Screen and Lock Screen widgets too. Planned.
- Free · planned
Apple Card, Cash and Savings
Read by the iPhone app and brought to your Mac through iCloud. It depends on Apple approving access, so it isn’t promised for day one.
- Later
Send to Volim Books
Mark a personal transaction as business and move it to your books. Planned for later.
- Later
Tax-time summary
A summary of the categories people often need at tax time. It organizes your records and doesn’t give tax advice. Planned for later.
- Later
More ways to budget
A debt payoff planner, envelope budgeting and several currencies for travelers. Planned for later.
Features describe what is planned and may change before release.
Money and Books
One for your household.
One for your business.
Pick the one that matches the job, or get both. Volim Books Pro includes Volim Money Pro, so one Pro purchase covers the two.
Volim Money
For individuals, couples and families.
- Budgets, spending and net worth
- Share with a partner through iCloud (Pro, after the first release)
- Your personal finances, kept apart from your business
Volim Books
For freelancers, solo businesses and small companies.
- Bookkeeping, invoices and reports
- Exports your accountant can open
- Volim Books Pro includes Volim Money Pro
Marking a personal transaction as business and sending it to Books is planned for later.
Privacy
Your money stays yours.
Your financial data lives on your Mac and in your own iCloud. We can’t see it, sell it or lose it. Volim Money is read-only: it never moves your money.
- Your data lives on your Mac and in your own iCloud, and the app works offline
- Read-only: it never moves money, pays bills or trades
- Bank sync is the one place a connection is needed. If it uses a Volim relay, the relay passes transactions through without storing them, and we’ll say which applies before launch
- AI is optional, and runs on your Mac or through your own AI provider. Volim doesn’t host an AI service
- No ads, no selling your data, and no loan or card offers
- An optional lock, and you can always export everything
Volim’s servers Not in the middle of your own data.
Free and Pro
Money is free.
Pro goes further.
Free
A useful app on its own, not a demo.
- Unlimited manual accounts and transactions
- Bank file imports, and importers for other finance apps’ exports
- Apple Card, Apple Cash and Apple Savings through the iPhone app
- Categories, rules and basic budgets
- Net worth and basic cash flow
- Export everything, always
Pro
Unlocked by any plan that includes Money.
- Automatic bank and card sync
- Household sharing with a partner
- Investment holdings and performance
- AI categorizing and “Ask your money” chat
- Full reports and a year in review
- Subscription alerts and price-increase warnings
- Goals and a menu bar summary
Household sharing, goals, investments and “Ask your money” are planned for after the first release. If you cancel Pro, you drop to Free: bank sync stops, you can keep importing files, and all your data stays. Shared household data stays readable for both people. These lists are plans and may change before release.
Ways to get it
Start free.
Go Pro in a few clicks.
It’s easy to go Pro in just a few clicks, right inside the app, with nothing to reinstall. Volim Money is planned and not on sale yet.
Plans that include it
$49/yr on its own. Included with Volim Books Pro, the Productivity suite and Ultimate.
Bonus: if you buy Volim Books Pro for your business, Volim Money Pro is included for your personal finances.
Just Money
$49/year
Pro for this one app.
Volim Productivity
$160/year
The whole Productivity suite: 6 apps, one price.
See the suite priceBest valueVolim Ultimate
$39/month, billed yearly
Every Volim app on one membership. $468 a year.
See UltimatePrices in USD and may change before launch.
Good questions
Questions, answered.
Can Volim Money move my money?
No. It is read-only. It never moves money, pays bills, trades or buys anything.
Which banks will work?
We haven’t chosen a bank-sync provider yet, so we won’t promise a list. Bank sync is a Pro feature and will start in the US. You don’t need it: you can import bank files or type transactions in, free.
Does it work with Apple Card?
That is the plan. Apple Card, Apple Cash and Apple Savings would be read by the free iPhone app and reach your Mac through iCloud. It depends on Apple approving access, so we haven’t promised it for the first release.
Is my data sent anywhere?
Your financial data lives on your Mac and in your own iCloud. Bank sync needs a connection to your bank. If it needs a Volim relay, that relay would pass transactions through without storing them, and we’ll say so here. AI is optional and runs on your Mac or through your own AI provider.
How is it different from Volim Books?
Money is for your household: budgets, spending and net worth. Books is for your business: bookkeeping, invoices and reports. Volim Books Pro includes Volim Money Pro as a bonus, and Ultimate includes everything.
What do I get for free, and what if I cancel Pro?
Free covers unlimited manual accounts and transactions, file imports, categories, rules, basic budgets, net worth and basic cash flow, and export. If you cancel Pro, you keep all of it, and all your data stays.
Is it available now?
No. Volim Money is planned. We haven’t announced a date, and this page will change as it gets closer.
Works well with
New PlannedVolim Books
Simple books for your business. Private by design.
Track income and expenses, send invoices, and hand your accountant clean reports. Planned for freelancers, solo businesses and small companies, with your records on your Mac.
PlannedVolim Sheets
Spreadsheets, native to the Mac.
A native spreadsheet for opening and saving .xlsx and Numbers files. Free to start; Pro adds optional AI formulas.
Volim Books and Volim Money help you organize your records. They don’t provide financial, tax or legal advice.
Volim Ultimate
Every Volim app.
One membership.
$39 /month, billed yearly
$468 a year for everything we make, and everything we make next. Founders pay $364 a year, less than $1 a day, for as long as they stay.